Division of Stearns Bank, N.A.
Fast Small Business Funding & Credit Lines
Prequalify in minutes for small business loans, working capital financing, and business lines of credit with no hard credit pull. Built for owners who need funding now, not next month.
- Bank-Grade Encryption
- Secure Portal Redirection
- Verified Lender Platform
- Secure Funding Path
- Independent referral partner
- All underwriting, decisions, and funding occur through the lender’s platform after you continue.
- Secure bank-backed process
- Consistent with U.S. lending standards
- Bank-grade encrypted referral path
- Nationwide business financing programs
- Secure lender-controlled decision process
Many U.S. small businesses can be considered for funding, including newer companies.
At least 6 months of business activity is often preferred.
Consistent business revenue for loan and line of credit review.
Flexible credit profiles may be considered for working capital loans and credit lines.
Low documentation and no hard collateral required for many business financing options.
- Step 1 Click “Continue to secure portal.”
- Step 2 Complete a short prequalification on the secure lender portal.
- Step 3 Review available funding options and work directly with the lender.
About This Process
We are an independent referral partner. After you continue, all underwriting, decisions, and funding occur directly through the lender’s platform.
Financing is provided directly by the lender. Approvals, amounts, and terms are subject to lender review and may vary. This page is for referral purposes only and is not a commitment to lend.
Your application will open in 5 seconds.
On the next page you can:
- Start your business financing application instantly.
- Compare options through the SEC marketplace.
- Upload recent business bank statements when requested.
All underwriting, decisions, and funding occur directly through South End Capital’s platform.